The EPF is a statutory retirement savings scheme for all salaried employees in India. It is managed by the Employees' Provident Fund Organisation, EPFO, which enables an employee to save some portion of his or her salary towards retirement. One of the significant features of EPF is that it is automatically linked to your Universal Account Number, which enables the tracking and management of all details about your EPF account, including your EPF claim status.
EPF Claim Status is the current status of the withdrawal request that you have submitted to the EPFO. It reflects whether your claim is still under process, approved, or disbursed. It is essential to check the EPF claim status because it helps you estimate when your funds will be credited into your bank account.
It will keep you updated on the status of your EPF and thus allow you to plan your finances. In this guide, we shall discuss how one can check his EPF claim status, the type of claims one can make, and the process involved in filing a claim. Further, we shall explain how Credible Corporate Services can help you with your EPF claim process.
Checking your EPF claim status is an easy process that can be done online via the EPFO portal or through the UMANG app.
Here’s how you can do it:
- Go to the EPFO official website (https://www.epfindia.gov.in)
- In the home page, proceed to the 'Know Your Claim Status' link. Alternatively, you may search for "Know Your Claim Status" directly from the EPFO website.
Once you are on the claim status page, click on the 'Click Here for Knowing Your Claim Status' option. You will be directed to a new page where you can find your claim status.
You will be required to select your state from the list provided in the drop-down menu. Please select the state where your EPF office is located.
You will then be requested to search for the establishment code or, in other cases, the establishment name. It is required that you know the EPF office that will process your claim.
- UAN (Universal Account Number): It is a unique identification number given to each EPF member.
- Member ID: the 7-digit number that an employee receives at the time of joining an employer covered by the EPF scheme.
- Once you fill the details, click on 'Submit'.
Proceed to the payment section and pay the amount of contribution.
Upon payment, download the acknowledgment receipt for future purposes.
You will get the status of your claim as under process, approved, or paid. In case the claim is still in process, you will see all such details as well.
Besides checking your claim status online, there are other ways to track your claim status:
1. Through the UMANG App
The UMANG (Unified Mobile Application for New-age Governance) app is another convenient way to track your EPF claim status.
Here’s how to do it:
Download and Install the UMANG App: The app is available for both Android and iOS users.
Login: Register on the application via your mobile number to become a user and make all your credentials.
Select EPFO: Select EPFO once login is done in the mobile application.
Enter Your UAN: Enter your 12-digit Universal Account Number (UAN).
OTP Verification: An OTP will arrive via SMS on your registered cell number. Enter this One one-time password in the mobile app.
Check Claim Status: After verification, you will be able to check your EPF claim status.
2. Missed Call or SMS Method
If you want a simple way of checking your EPF claim status, you can do so through SMS or by giving a missed call:
Missed Call: Dial the toll-free number 011-22901406 from your registered mobile number. The call will automatically get disconnected and you will receive an SMS with your EPF claim status.
SMS: Send an SMS in the format 'EPFOHO UAN LAN' to 7738299899. Replace UAN with your 12-digit Universal Account Number and LAN with your desired language code (e.g., ENG for English).
The EPF Claim Status is the process or current status of your EPF claim application. It keeps you posted on the processing status of your claim. Below are some possible statuses you can get:
Claim Pending
Your claim is still pending, and it is in verification or processing.
Claim Settled
It only implies that your claim has been closed and the amount has been deposited in your bank account through NEFT.
Your claim has been processed and approved
You will be informed once the amount is transferred to your bank account.
Claim Rejected
If any discrepancy or any documents are missing, your claim will be rejected. It will indicate the reason for the rejection, and you can take the necessary steps to rectify the mistake.
Your EPF claim status is important for the following reasons:
Financial Planning:
You can plan your finances and estimate when you will receive the funds based on the status of your claim.
Timely Resolution:
If there is an issue with your claim, knowing the status allows you to address the problem promptly, thus reducing delays
Transparency:
The claim status provides transparency, allowing you to track the progress of your claim at every stage.
EPF claims can be submitted by individuals based on the kind of claim they want to file. Below is the description of the kinds of EPF claims and the categories for which they are eligible:
Employees retiring. 58 years or more Employees leaving jobs permanently and not joining another job within one month. Employees who are going through specific situations such as medical emergencies, house purchase, children's education, marriage, etc.
Employees with more than 10 years of service can withdraw up to 50% of their PF corpus for specific reasons such as medical treatment, or house purchase. Employees facing unforeseen circumstances such as unemployment or natural calamities can withdraw a smaller portion, up to 3 months' salary.
Employees reaching 58 years of age or more due to old age. Employees with permanent incapacitation due to sickness or injury.
Employees who have job change and want the EPF accumulated balance with them to get continuity from the new employer can claim for that.
Some grounds on which EPF claims may get rejected include:
Digital Signature of Employer: In case the digital signature of the employer is not working properly, then the claim will not be processed.
Incomplete Documents: In case the required documents (such as Aadhaar card, bank details, etc.) are not submitted or are incorrect, then the claim will be rejected.
Mismatch in Details: In case there is a mismatch in your personal details (such as name, date of birth) in your EPF account and documents, then also it will be rejected.
If your claim is declined, you may refer to the reason for declination and make adjustments appropriately before reapplying.
Here at Credible Corporate Services, we know how frustrating and overwhelming the whole process of checking and filing an EPF claim can be with all the legal and technical jargon. That is where we come in! With our experts, we help make the whole process easy for you.
EPF Claim Status Assistance
We will help you track the status of your claim and update you in a timely manner.
Document Handling
Our team will prepare and submit all the documents required for your claim to ensure smooth processing.
Guidance from Experience
Being in the line of business where we deal with EPF claims, we can offer you clear insight and advice in case any problems come your way.
Legal Support
Experts help make sure that claims submitted comply with all legal aspects so that delays and rejections don't happen.
Actually, one can find the process somewhat awkwardly related to the EPF claim process. However, guidance and tools can make everything rather easy. You can keep track of your EPF claim status either online or offline as per your preference. Once you do that, tracking your claim status regularly would help you avoid unnecessary delay and get your funds before the scheduled time.
If you need help with your EPF claim, Credible Corporate Services is here to help. Our team provides comprehensive support to individuals and businesses across India, ensuring that your EPF claims are processed smoothly and efficiently.